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1- The Risk Unit is responsible for evaluating loss exposures, assessing liability, handling claims, promoting internal controls and developing effective safety and health programs.
Other managers must provide information necessary for the risk manager to review and identify loss exposures.
Supervisors must be aware of their role in the prevention of loss and be accountable to follow procedures, attend risk control meetings, and, when appropriate, provide any recommended training.
2- professionals with clinical experience have been the most dominant leaders of safety programs in the health care industry, but clinical knowledge is not the only prerequisite for understanding and addressing safety and health exposures. Organizational leadership as a whole can play a major role in educating and motivating employees to perform their jobs safely and balance efforts to prevent employee injuries while also preventing patient harm.
3- Workers’ Compensation has fast become a leading cost factor in business insurance programs.Premiums are at an all-time high within many business classes and the indirect costs associated with employee injuries are often two to three times the premium. Many businesses are left feeling helpless in controlling these costs and do not realize the level of control they can have.
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